Care Credit
Capital One Healthcare Finance
Unicorn Financial
Financing Arrangement Options and Maximizing Insurance
Forms of Payment and Balances Due
Care Credit is a flexible patient/client payment program, specifically designed for healthcare expenses, that makes it easier for you to get the treatment or procedures you want and need. Care Credit is ideal for co-payments, deductibles, treatment and procedures not covered by insurance, and can be used at over 45,000 practices nationwide. For more information, please visit Care Credit (http://www.carecredit.com)
Capital One Healthcare Finance's low interest financing options will leave you smiling and able to pay for crowns, veneers, implants, and more over time and within your budget. For more information or to apply, (877) 559-5050 or to apply
online at www.capitalonehealthcarefinance.com
Unicorn Financial Services is in business to help patients by providing financing for cosmetic and elective surgery through their participating provider network. The process is simple, quick and patient friendly. You can choose an extended payment plan or you can enjoy the option of having to pay no interest at all with Unicorn’s No Interest Financing financing of 12, 18 or even 24 months interest free! To apply, call (800) 510-5638 or visit www.unicornfinancial.com
We offer several financing arrangement options
A) Prepay Courtesy (for fees over $1000):
A prepayment courtesy of 5% (10% if Senior Citizen, over 60) will be subtracted from the total patient obligation (not from any portion due from insurance company) if the patient obligation is paid in full with cash or check at the first treatment visit.
B) Three Payments (for fees over $1,000):
Total patient obligation may be divided as follows: 50% due at the first treatment visit, with the remaining balance split into two equal payments, due 30 and 60 days after the first treatment visit. For any fees under $1,000, the full amount is due at the initiation of any procedure.
C) Pay as You Go:
You may choose to pay your obligation for each visit, at the visit.
D) Third-Party Patient Financing Companies:
Care Credit, Capital One, Unicorn
In order to facilitate access to the very best health care possible, you may choose from any of the following (including any combination thereof):
Cash, Visa, MasterCard, Money Order, and Personal Checks
We make every effort to contain the cost of dental care, you can help by paying your balance within 30 days.
Maximizing Insurance
It is our pleasure to assist you in maximizing your insurance benefit. Please keep us updated with your current insurance information.
Our office accepts most insurance plans. As a courtesy to our patients, our office will submit your dental insurance claims. You will be expected to pay an estimated co-payment at the time of visit with most insurance plans verification of benefits. Please keep in mind, any estimate we provide for you, is only an estimate. We will bill you for any difference.
We can help you determine the approximate portion of fees your insurance will cover. If necessary, we will file a pre-estimate form to determine the amount of benefits you will receive for treatment. As a courtesy, in addition to filing the claim, if you prefer we will initially ask you only for your estimated co-payment. Please understand that this is only an estimate, and is based upon the information available to us.
The financial obligation for dental treatment is between you and our office, the insurance company is responsible to you, and not to our office. We will assist you in any way that we can. Once your carrier has paid the claim, any difference will be due upon receipt of our statement. If for any reason, we have not received your insurance carrier's payment 90 days after the claim, the remaining balance will be due and payable by you.
Do you accept my dental insurance?
Our financial policy allows us to provide you with the best treatment available and does not limit your health to just what your plan covers. If you have any questions about your insurance, please feel free to call for more information.
Do you have a payment plan?
We offer several payment options for your convenience. We accept cash, as well as all of the major credit cards. We also offer payment plans with little or no financing for more extensive dental procedures.
What happens if I miss an appointment?
The appointment time we set aside is dedicated especially for you. We make it our policy to see only one patient at a time and make every effort to honor all time commitments. We request that you extend the same courtesy to us. If you cannot keep an appointment, please notify us immediately. With at least 24 hours notice, we are able to give your appointment to another patient who needs to see the doctor. We do not charge a broken appointment fee, nor do we want to begin doing so. Lost time, however, prevents the doctor from seeing other patients who need treatment.
NEWSLETTER
We must emphasize that as dental care providers, our relationship is with the patient, not with the insurance company. While the filing of insurance claims is a courtesy we extend to our patients, all charges are the responsibility of the patient from the date services are rendered. We accept payment of patient care in cash, by check, as well as forms of credit, such as major credit cards. We also offer payment plans through Care Credit. If there is anything else you'd like to know, please call us at (281) 485-6088.